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Balancing Act—Activity, Risk, and Student Insurance

Last Updated Jun 14, 2011


Running a school requires a delicate balance of giving students exciting opportunities and minimizing a school’s risk should accidents occur. Student insurance is designed to give administrators and parents a greater peace of mind when children take full advantage of the variety of school activities offered. Kids will be kids, and despite the best preventive health and safety measures, unexpected accidents are bound to happen.

Why Student Insurance?

One claim can instantly show why a pro-active plan is a necessity.

  • An interactive campus creates many opportunities for unexpected accidents and spreading of illness.
  • Student insurance helps administrators worry less about potential liability and fault.
  • Risk of lawsuit is greatly reduced when parents aren’t burdened with medical expenses.
  • The expectation of claims payment by insurance offers protection of school assets and resources.
  • Proof of school-wide accident insurance coverage can help lower general liability insurance costs.

Why use the ACSI Student Insurance plans?

Benefits that benefit schools, parents, and ACSI.

  • ACSI sought out the services of the most recognized, respected, and reliable student insurance organization in the country, and has recently partnered with Independent School Management (ISM®) for several insurance categories including student accident  insurance.
  • Benefits and premiums have been negotiated by ACSI on behalf of schools to give ACSI association members group buying power and group savings.
  • ISM® is ACSI’s preferred provider of Student Accident, Health, and Catastrophic coverage.
  • With a National Affinity Program Partnership agreement, a portion of the premiums is donated to our association.

Printed packets of student insurance information will be sent to all ACSI schools during the month of June 2011 for the 2012 school year. You will find the contents have been simplified for easy enrollment, and you may call 302.656.4944 and ask for Cindy Levine for additional assistance in enrolling your school. Complete plan information, rates, and applications will also be available online beginning June 15, 2011.

ISM® looks forward to renewing relationships with their current ACSI customers and earning the confidence of many new customers seeking a long-term, full-service partner for their student insurance needs.

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